Did you know that if you are injured in an automobile accident, you may be entitled to certain no-fault benefits no matter how seriously you are injured.  This is true even if the accident was your fault, or even if you had no insurance.

Attorney, Kevin W. Geer is a Detroit No-Fault Insurance Attorney who will handle your case personally from beginning to end.

NO-FAULT BENEFITS INCLUDE:

MEDICAL BILLS AND EXPENSES

You are entitled to medical benefits for the rest of your life if the treatment is for injuries which arose out of the motor vehicle accident.  The accident didn't even have to cause the injuries.  Even if you suffered a pre-existing condition made worse by the accident, you are entitled to be covered.

HOUSEHOLD SERVICE AND CHORE EXPENSES

This benefit is for the first three years following the accident and covers payment for assistance given by neighbors, family and friends for activities such as house cleaning, laundry, taking out trash, ironing, making beds, etc.

WAGE LOSS

The insurance company is responsible to pay you for your wage loss for the first three years following the accident as long as you are disabled by a physician.  Even if you were not employed at the time of the accident, you may be entitled to wage loss benefits if you were looking for work when the accident occurred. 

ATTENDANT CARE EXPENSES

These benefits are for life and cover personal care given by skilled and/or unskilled care givers, who can be family members, friends, neighbors or even an agency.

OTHER BENEFITS

Other benefits include medical mileage expenses, home modification, survival loss benefits, funeral expenses, and other benefits which our experienced staff would be happy to discuss with you. 

WHO IS ENTITLED TO NO-FAULT BENEFITS

If you have been injured in a motor vehicle accident, you are entitled to make a claim for no-fault benefits against your own insurance company regardless of fault. 

Q:        What if I did not have no-fault insurance?

A:        As long as you were not the owner of an uninsured vehicle, you are entitled to make a claim. If you did not have insurance, then you may make a claim against the company who insures your spouse or relative in your household.

Q:        What if I did not have no-fault insurance nor did my spouse or relative in my household?

A:        In this case, you can make a claim against the insurance company who insured the vehicle you were in.

Q:        What if none of the above applies?

A:        As a last resort, you may make a claim for no-fault benefits with the state of Michigan Assigned Claims Facility who appoints an insurance company to pay your benefits.

ONE YEAR TO MAKE/FILE NO-FAULT CLAIM

You must make a claim for no-fault benefits within one year following the accident otherwise you will lose your rights to collect benefits.

Further, after the claim is properly made, any benefits claimed which are over one year old and are not paid are lost unless a lawsuit has been filed. 

CALL US

Call Detroit No-Fault Insurance Attorney, Kevin Geer, right away for a free consultation or fill out the online consultation form.